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Consolidating your private student loans can be a smart financial decision that allows you to combine all of your eligible private student loans into a single student loan. In most cases, consolidating your private student loans will extend the repayment period beyond the repayment periods of the private student loans being consolidated. However, your monthly loan payment may be lower than your individual private student loan payments combined. Extending the loan term will likely increase the overall cost of your loan. You can choose to repay principal at any time with no prepayment penalty. Federal student loans are not eligible for private consolidation.


Chase Private Consolidation Loan

Consolidate all of your eligible private student loans into a Chase Private Consolidation Loan that has one monthly payment that may be lower than the total of your eligible current monthly private student loan payments combined.**

Benefits of private student loan consolidation may include:

  • Your monthly payment may be lower than the total of your current monthly loan payments combined
  • Competitive rates
  • No application or origination fees

Chase is not currently accepting applications for the Chase Private Consolidation Loan.

Learn more Start Consolidating your Loans now!

*Important Information: Chase Private Consolidation Loans are subject to credit approval, receipt of a completed and signed loan application/promissory note, verification of application information and acceptance of loan terms. Only private education loans that are in good standing from eligible Title IV schools may be included. Federal education loans are not eligible under this program. Minimum loan amount is $7,500, with a cumulative borrowing limit of $150,000, based on credit eligibility. Other terms and conditions apply. Please contact us for details on eligibility criteria.

Chase does not sell these loans to another lender.

In most cases, consolidating your private student loans will extend the repayment period beyond the repayment periods of the private student loans being consolidated. However, your monthly loan payment may be lower than your individual private student loan payments combined. Extending the loan term will likely increase the overall cost of your loan. You can choose to repay principal at any time with no prepayment penalty. Federal student loans are not eligible for private consolidation.

This information was current as of 06/30/2010 and is subject to change. Contact Chase for the most up-to-date product terms.

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