Get the money you need for college expenses Private student loans (also known as alternative college loans) can help you pay for college expenses not covered by scholarships, grants or other forms of financial aid. Private student loans often provide critical assistance when federal student loans, grants and other forms of financial aid are not enough to cover the full cost of a college education. To learn more about Chase Student Loans or apply right now, please call toll-free 1-866-816-0747 or visit the Chase Private Student Loans web site.

Up to $40,000 per year for items such as: Tuition Room and board Computer or transportation Previous school fees All other education-related expenses Private Student Loan Features: Affordable monthly payments Competitive rates and terms Easy hassle-free online student loan application No financial aid forms required Private Student Loan Benefits: Repay after graduation Funds sent to you fast Cosigner release option available Easy to apply 24/7 by phone or online Loans are available for undergrad, graduate & continuing education Application Tip Although not necessary, adding a cosigner (such as a parent or other relative) may help you get lower interest rates and improve your chances of getting approved for a private student loan.

Private Student Loan Process

Here's how the loan process works:

• 1. To request your loan, apply online or call us toll-free at the number listed at the top of this page.
• 2. Once your application is submitted, you can be conditionally approved in as little as 60 seconds!²
• 3. Download your loan documents online or we can mail them to you.
• 4. Complete, sign and return (by fax or mail) your pre-completed loan documents and the required verification documentation materials.
• 5. Once these documents are received, your application will be processed as quickly as possible... plus, we can mail your funds to you in as little as two days after final approval.

Eligibility

• You must be an undergraduate student enrolled at least half-time in a degree or certificate program at a Chase approved school. (For students attending less than half-time, please see the Chase Continuing Education Loan.)
• At least one applicant³ must be creditworthy and must be a U.S. citizen or permanent resident.

Note: An approved school is any accredited degree-granting institution of higher education approved by Chase.

Deferment⁴

Defer payments until after you graduate! These are your deferment options as an undergraduate student:

• Defer Principal and Interest?Make no payments for up to four years while continuously enrolled in school (5 years if enrolled in 5-year degree program). Repayment of principal and interest then begins within 180 days after graduation, withdrawal from school, or enrollment dropping below half-time.
  
• Immediate Interest Only (Defer Principal)?Pay only interest for up to four years while continuously enrolled in school (five years if enrolled in 5-year degree program). Repayment of principal and interest then begins within 45 days after graduation, withdrawal from school, or enrollment dropping below half-time.
  
• Immediate Repayment of Principal and Interest?Pay principal and interest in a fixed monthly amount beginning within approximately 45 days after funds are disbursed.

1. $40,000 annual limit for Undergraduate/Career Education and Graduate/Professional student loans based on cost of attendance at the school and borrower's credit ability. Chase offers convenient education financing with flexible loan amounts from $1,000 to $40,000 with an aggregate maximum of $150,000.

2. Subject to verification of application information.

3. You may need a cosigner since this is a credit-based loan.

4. Interest continues to accrue during deferment and will be added to the principal balance of your loan upon entering repayment.

As you determine the best way to finance your education, you should consider the full range of student financial aid options available to you. Private loans may be used for any education related expenses such as tuition, room and board, books, computers, and past due balances. Private loans can also be used to supplement federal student loans, when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.