The Chase Health Education Program is for graduate students pursuing a healthcare degree, including allopathic and osteopathic medicine, dentistry, veterinary medicine and pharmacy, among other traditional and nontraditional disciplines.* Features: Interest capitalizes only after uninterrupted periods of grace and deferment Choice of repayment options Life-of-loan servicing and combined billing for student loans

Chase Health Education Program The new Chase Health Education Program offers health education students competitive financing options including a no-fee health Stafford loan, a health private student loan and a residency loan. Features: Interest capitalizes only after uninterrupted periods of grace and deferment Choice of repayment options Life-of-loan servicing and combined billing for student loans

Chase Health Stafford Loan If you’re an eligible healthcare graduate student enrolled in a participating school at least half time, you can receive from $500 up to $40,500 (of which up to $8,500 may be subsidized) based on discipline and length of academic year. Benefits include: No origination or default fees 5.80% interest rate at repayment and for the remainder of the loan term

Chase Health Grad PLUS Loan When you’ve exhausted your Stafford loan options, the Chase Health Grad PLUS Loan can fill the gap. Benefits include: No default fees 8.10% interest rate at repayment and for the remainder of the loan term

Chase SelectSM Health Professions Private Loan When federal aid, scholarships and grants just aren’t enough, a private loan like the Chase Select Health Professions Private Loan can provide your cost of attendance minus other financial aid. Benefits include: No origination or repayment fees Low rates for qualified borrowers

Chase currently holds and does not sell its Chase Health Education Program loans.

*Important Information:
Federal Loans—For Chase Health Education Program loans that are guaranteed on or before May 31, 2008, Chase will pay on behalf of the borrower all federally mandated origination fees for Chase Health Stafford Loans. In addition, for Chase Health Stafford and Grad PLUS loans that are originated and serviced directly by Chase under federal lender code 831216, Chase will pay all federally mandated default fees that are not paid by the guarantor on behalf of the borrower. Stafford loan borrowers will receive a 1.00% interest rate reduction, and Grad PLUS loan borrowers will receive a 0.40% interest rate reduction. The interest rate reductions will be applied automatically at the time the loan enters repayment and will remain in place for the remainder of the loan term or until loan default or loan consolidation. The interest rate reductions will not lower the monthly payment amount but instead will reduce the interest that accrues, thereby reducing the total amount repaid and the loan term. Terms and conditions apply. Benefit programs are subject to change. Loans are subject to submission of a completed application and other required documentation and verification. Grad PLUS loans are subject to credit approval and verification of application information.

Private Loans—As students determine the best way to finance their education, they should consider the full range of student financial aid options available. Private loans, like the Chase Select Health Professions Private Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education. Private loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note and other required documentation, and verification of income and enrollment. This information was current as of 05/01/2008.