Chase Student Loans

Chase Education Finance wants to help you make paying for college as easy as possible. We want you to understand your student loan options and feel confident that you are making the best financial decisions for your education. Whether you're a high school student, undergraduate student (college student), graduate school student or parent of a student attending college, Chase Student Loans will help guide you through the student loan process.

As you determine the best way to finance your education, you should consider the full range of student financial aid options available. Private loans can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

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Why choose Chase

Chase is one of the nation's leading providers of student loans. Chase student loan experts work with thousands of students every year to help them reach their education goals. The application process for a Chase student loan is secure, easy and quick, and special borrower benefits are available.

Chase also offers services beyond student loans to help you plan your financial future.

Federal Loans

Federal loans are the largest source of student loans around. They have very attractive terms when compared to most other borrowing options — such as lower interest rates, federal subsidized interest possibilities, options to postpone payments, longer repayment terms, easier credit requirements, etc. You will need to complete the Free Application for Federal Student Aid (FAFSA) before you can apply for federal loans.

Federal Student Loans Benefits:
Usually have lower interest rates on federal
Often include federally-subsidized interests
Provide options to postpone payments
May have a longer repayment term
Offer easier credit requirements
Generally require completion of FAFSA
Usually require school certification
May offer borrower benefits in the form of interest rate discounts or rebates

Federal are part of the financial aid provided by the federal government, though they are funded by private lenders. This type of student loan from Chase can have a lower interest rate and a longer repayment period. Additional benefits include reduction on federal student loan interest rates.

Federal Student Loan Program provides:

Private Loans

Private , also called alternative , can be used to cover all college education-related expenses. These college are a great option when federal student and other forms of student financial aid aren't enough to cover the full cost of your college education. Because most private are credit-based, families cannot be turned down for making too much money.