The Chase Health Education Program is a portfolio of loan products for graduate students who are pursuing healthcare careers. The competitive options include a Health Stafford loan, a Health Grad PLUS loan and a Health Professions Private Loan. These loans can help you cover all the needs associated with graduate healthcare studies.*

Chase Health Stafford Loan

Stafford loans are a popular source of federal student aid. While the government regulates these loans, lenders like Chase provide the funding. Subsidized Stafford loans are awarded based on financial need and the government pays the interest while you are in school, grace and deferment. Even if you don't have demonstrated financial need, you may be eligible for an unsubsidized Stafford loan.

Benefits include:

  • 0.25% interest rate reduction for having monthly payments automatically deducted from your bank account (ACH) by Chase

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Chase Health Grad PLUS Loan

When eligible graduate health professions students have exhausted their Stafford loan options, a Grad PLUS loan can be used to fund the cost of education, minus other financial aid received.

Benefits include:

  • 0.25% interest rate reduction for having monthly payments automatically deducted from your bank account (ACH) by Chase

Learn more!

Chase SelectSM Health Professions Private Loan

When federal loans, grants and other financial aid aren't enough, a Health Professions Private Loan can help fill the gap.

Benefits include:

  • No origination or repayment fees
  • 0.25% interest rate reduction for having monthly payments automatically deducted from your bank account (ACH) by Chase
  • Cosigner release option available

Learn more!

*Important Information:
Federal Loans—For loans that are guaranteed on or after June 1, 2008, the 0.25% interest rate reduction is available to borrowers in repayment who elect to have their monthly payments automatically deducted from a bank account by Chase. This interest rate reduction will begin when the borrower enrolls and begins having payments automatically deducted by Chase and will remain in effect as long as automatic payments continue without interruption. The reduced interest rate will return to the non-discounted rate if automatic payments are canceled, rejected or returned for any reason or during periods of deferment or forbearance. The 0.25% interest rate reduction will not lower the monthly payment amount but instead will reduce the interest that accrues, thereby reducing the total amount repaid and the time in which the loan is repaid. Chase may sell these loans to the U.S. Department of Education, and the U.S. Department of Education may continue to honor this automatic payment interest rate reduction. Terms and conditions apply. Benefit programs are subject to change. Loans are subject to submission of a completed application, credit approval and other required documentation and verification, as applicable.
Private Loans—As students determine the best way to finance their education, they should consider the full range of student financial aid options available. Private loans, like the Chase Select Health Professions Private Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education. Private loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note and other required documentation, and verification of income and enrollment. The 0.25% interest rate reduction for ACH is available to borrowers who arrange with the loan servicer to automatically deduct monthly payments from their bank account. The interest rate reduction will begin when automatic principal and interest loan payments start and will remain in effect as long as automatic payments continue without interruption. The reduced interest rate may return to the non-discounted rate if automatic payments are canceled, rejected or returned for any reason. The interest rate reductions will not lower the monthly payment amount but instead will reduce the interest that accrues, thereby reducing the total amount repaid and the loan term. Upon request by the primary borrower, cosigners are eligible to be released from the loan if any 36 consecutive payments of principal and interest are paid on time after graduation. The borrower must meet credit criteria at the time of the cosigner release. Other terms and conditions apply. Benefit programs are subject to change. Chase may sell your loan to another lender, but the terms and conditions of your loan will not be affected by the sale. For further information, please go to www.Chasestudentloans.com/saledisclosure. This information was current as of 06/02/2008.