Why consolidate your private student loans?*
- Lower monthly payments—By consolidating your eligible private student loans, you may reduce your monthly payment through an extended repayment term and a flexible repayment plan.
- Competitive interest rates—You may save money over the life of your loan with great interest rates. And if you add a cosigner to your loan, you will reduce your interest rate even more.
- One convenient payment—You'll only have one check to write each month instead of making multiple payments with different due dates.
- No application, origination or prepayment fees—Applying for a consolidation loan costs absolutely nothing and you can prepay your loan at any time without penalty.
- Lower debt-to-income ratio—By reducing your monthly student loan payments, you may increase the amount of monthly income available for important purchases like a home or car.
Student Loan Specialists are available Monday - Friday, 8 AM - 8 PM Eastern to help you complete the application process and answer your questions.
*Important Information: Chase Private
Consolidation Loans are subject to credit approval, receipt of a completed and
signed application/promissory note, and verification of identity, income and
other application information. Only private education loans that are in good
standing and from eligible Title IV schools may be included. Federal education
loans are not eligible under this program. Minimum loan amount is $7,500, with
a cumulative borrowing limit of $150,000 based on credit eligibility. Other
terms and conditions apply. Please contact us for details on eligibility
criteria.
Chase does not sell these loans to another lender.
Student loan consolidation may extend your repayment term, increasing your overall financial obligation. However, your monthly loan payments may be reduced. You can choose to prepay principal with no prepayment penalties, which reduces the overall cost of your loan.
This information was current as of 06/02/2008.
Chase does not sell these loans to another lender.
Student loan consolidation may extend your repayment term, increasing your overall financial obligation. However, your monthly loan payments may be reduced. You can choose to prepay principal with no prepayment penalties, which reduces the overall cost of your loan.
This information was current as of 06/02/2008.