This federally-sponsored low interest rate loan is now available for graduate students. With a Grad PLUS loan, graduate students can fund the entire cost of their education (minus other financial aid) and defer payments until after they graduate.

PLUS loans are a great way to supplement your Stafford Loans and can help fill the gap between the money you have available for school and the extraordinary cost of a graduate degree.

Consider the following consumer-friendly features of a Grad PLUS loan:

• PLUS loans have no income or collateral requirements.
• Flexible repayment options offer you a wide variety of choices.
• Interest may be tax-deductible.¹
• There is no prepayment penalty.
• You can defer your payments while you are in school.

Obtaining your PLUS loan through Chase is the right choice:

• We offer savings — 8.40% interest rate at repayment and for the remainder of the loan term — Automatic 0.10% off the statutory rate.*
• As one of the nation's leading financial institutions, Chase is a company you can trust.
• We offer a quick, easy application process - either online or by phone.
• Our team includes highly-trained service representatives who can advise and assist throughout the process.
• No default fees for Chase Grad PLUS borrowers.
• We provide exceptional security for your personal information.

These benefits are for loans originated and serviced by Chase.

You can apply online for a PLUS loan with Chase or review our Frequently Asked Questions to learn more.

1. Consult your tax advisor for information.

*Important Information: For PLUS and Grad PLUS loans that have a first disbursement date between December 1, 2007, and June 30, 2009, Chase will pay all federally mandated default fees that are not paid by the guarantor on behalf of the borrower. In addition, if such loans are originated and serviced directly by Chase under federal lender codes 803000, 834059 or 821087, the borrower will receive a 0.10% interest rate reduction that will be applied automatically at the time the loan enters repayment and will remain in place for the remainder of the loan term or until default or loan consolidation. The 0.10% interest rate reduction will not lower the monthly payment amount but will reduce the interest that accrues, thereby reducing the total amount repaid and the time in which the loan is repaid. Chase currently holds and does not sell its PLUS and Grad PLUS loans made under these lender codes. Terms and conditions apply. Benefit programs are subject to change. Loans are subject to submission of a completed application and other required documentation and verification.